Serving All US Residents for Over 10 Years
Investment Property Only • No Impact to Credit Score
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By clicking Submit, you are providing express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone call, or email, possibly using automated technology, to the number and email you provided, regarding your loan inquiry (including marketing and customer care messages). If you wish to opt out, reply “STOP” to any text. Text “HELP” for help. Message frequency may vary. Message and data rates may apply. Consent is not required to obtain services. See our Privacy Policy and Terms & Conditions.
A lending specialist will contact you within 1 business day with your financing options.
LendingStreet originates investment property loans in 48 states (excluding NY and VT) for real estate investors only.
Direct relationships with 30+ specialty lenders, banks, and private capital sources — providing more deal placement options than a single-source lender.
Bridge loans close in 5-10 days. DSCR loans close in 14-21 days. Construction loans close in 21-30 days. Standard timeline for investor-focused capital.
Loan amounts from $150K to $5M+. Commercial financing extends to $20M. Single-property, blanket portfolio, and multifamily structures all available.
LendingStreet (NMLS #1734316, JRS Home Loans LLC d/b/a LendingStreet) provides investment property financing for real estate investors — including DSCR rental loans, fix-and-flip, bridge, ground-up construction, and commercial real estate loans. The firm specializes in investors whose deals fall outside major direct-lender programs: 5+ unit multifamily, mixed-use, commercial properties, rural assets, and borrowers requiring no-ratio DSCR underwriting. As a licensed broker with 30+ capital sources, LendingStreet can place deals that single-source lenders decline.
Investment Property Lending LendingStreet originates loans for real estate investors across 48 states. Products include DSCR rental, fix & flip, bridge, ground-up construction, commercial, and multifamily — all qualifying based on the property's income, not your W-2. 30+ capital sources mean deals that fall outside one lender's box can be placed elsewhere.
LendingStreet has structured $4.36B+ across 8,196 deals nationwide. NMLS #1734316 · 30+ capital sources · 48 states.
Funding from $200K to $20M with industry-leading terms. Fix & Flip, DSCR, Bridge, STR, Construction, and Commercial.
Direct lenders only offer what's in their own rate sheet. If your deal doesn't fit their box, they decline. LendingStreet routes your deal across 30+ capital partners to find the one with the best rate, highest LTV, and fastest timeline for your specific situation. One application, 30+ possible outcomes.
We don't do owner-occupied mortgages or first-time homebuyer programs. 100% of our focus is business-purpose loans for real estate investors. That specialization means we understand DSCR, LTC, ARV, BRRRR, and portfolio consolidation in ways general mortgage companies don't.
Bridge loans in 5–10 days. Fix & Flip in 7–14 days. DSCR in 21–30 days. We pre-qualify you in minutes with no hard credit pull, and we don't chase W-2s or tax returns on DSCR. When timing matters, we move at the pace of your deal.
10 years serving investors. $4.36B funded across 8,196 closed deals in 48 states — from first-time BRRRR acquisitions to $5M+ commercial portfolios. We've seen your deal before. We know how to structure it.
Fill out our online form with basic information. Know your approval status within 48 hours. No hard credit pull required.
Use our secure online platform to submit your details and documents. Simple, fast, and completely paperless.
Finalize loan terms with clarity on rates and fees. Swift fund disbursement directly to you — as fast as 5 business days.
"Closed my fix and flip in Brooklyn in 7 days. Three term sheets within 24 hours of submitting. Nothing else comes close."
"14 rentals, self-employed, no W-2. LendingStreet got me a DSCR loan at a rate my bank couldn't match. Seamless from start to finish."
"My Airbnb in Scottsdale qualifies on AirDNA income alone. Nobody else would touch it. LendingStreet closed in 22 days. Outstanding team."
See how much you qualify for. Free, no credit impact, takes 30 seconds.
A sample of real investor loans we've structured through our network of 30+ capital sources. Borrower names anonymized for privacy.
Deals shown represent real LendingStreet investor loans. Borrower names anonymized for privacy. Rates and terms vary based on borrower profile, property, and capital source.